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And the chips have become the standard in most of the credit-card-accepting world, leaving the United States as the only major economy that still relies on magnetic stripes.

In these post-Target-breach days of heightened worry about credit card fraud, the arrival of EMV (which stands for Europay, Master Card and Visa -- the card companies that spurred its creation) in America is a big deal.

I've made a full-time living from computers since age 18; starting with my first paid computer magazine article in 1985 (see "G. More recently I have been funding my own research on the many interesting facets of virtual machines for the era of 64-bit multi-core CPUs.We have done the hard work for you to bring you the cream of live phone sex so thanks for visiting this adult live phone sex site and we hope you enjoy your phone sex experience.We have given each live phone sex site a rating, however they must be of a high standard to get on our phone sex site in the first place.With a credit card, the issuer’s money is on the line, which is why they will usually be willing to go to the mat with the retailer to rectify the situation and perform a charge back if necessary.However, the ball is very much in your court to alert them to unauthorized charges — regardless of whether it’s a simple error or outright fraud.With that in mind, many credit card issuers have begun sending out EMV-chip-enabled cards to people like me with letters that talk about the extra levels of security that these cards provide. We find one that looks cool, of course, and is the right size.


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